In this guide
- The structure, and what a minute is worth
- The main idea: select, don't chase
- English: a 20-minute plan
- Quantitative Aptitude: a 20-minute plan
- Reasoning: a 20-minute plan
- Accuracy and negative marking
- A worked example: where the next marks come from
- Sectional cut-offs
- When a section feels hard
- Set your own targets
- What to do next
The IBPS PO prelims is sixty minutes long, but you never get sixty minutes. You get twenty, then twenty, then twenty, and each block closes on its own. Time you save in English is lost; it does not roll over to reasoning. A question you skip cannot be revisited once the section ends.
That structure changes what "being good" means. The candidates who clear are not always the ones who know the most. They are the ones who, in each twenty-minute block, find the easy and medium questions quickly, answer them correctly, and walk past the rest without regret. This guide is about building that habit.
The structure, and what a minute is worth
| Section | Questions | Marks | Time | Marks per question | Seconds per mark |
|---|---|---|---|---|---|
| English | 30 | 30 | 20 min | 1 | 40 |
| Quantitative Aptitude | 35 | 30 | 20 min | ≈ 0.86 | 40 |
| Reasoning | 35 | 40 | 20 min | ≈ 1.14 | 30 |
Reasoning gives the most marks for the same twenty minutes. That does not mean neglecting the others, because each section has a cut-off. It means reasoning is where a well-practised candidate can pull ahead.
The main idea: select, don't chase
You will rarely have time to attempt every question. Think of each section as three piles:
- Sure and quick: attempt immediately.
- Doable but slow: attempt only after the first pile is done.
- Unfamiliar or messy: leave, unless time is left at the end.
The skill is sorting in seconds. It comes only from mocks, which is why mock analysis matters as much as the mocks themselves.
English: a 20-minute plan
| Minutes | What to do |
|---|---|
| 0–5 | Quick types: fillers, error spotting, word usage, connectors |
| 5–10 | Cloze test |
| 10–18 | Reading comprehension: read the questions first, then the passage |
| 18–20 | Para jumbles or any skipped quick questions |
Some aspirants read quickly and prefer to start with the passage while they are fresh. Try both orders across five mocks and keep the one that gives you more correct answers, not the one that feels better.
Quantitative Aptitude: a 20-minute plan
| Minutes | What to do |
|---|---|
| 0–4 | Simplification / approximation or quadratic equations, whichever appears |
| 4–8 | Number series: attempt those whose pattern you see within about 20 seconds |
| 8–15 | One DI set, chosen for friendly numbers |
| 15–20 | Two or three familiar arithmetic questions |
Approximation is where time is won. You rarely need an exact answer; round sensibly and look at the options. Five options that are far apart invite rounding. Options close together demand care.
Reasoning: a 20-minute plan
| Minutes | What to do |
|---|---|
| 0–5 | Quick types: inequality, syllogism, direction, coding, order and ranking, blood relations |
| 5–17 | Two puzzles or seating arrangements, about six minutes each |
| 17–20 | A third puzzle only if it looks easy; otherwise, remaining quick questions |
A solved puzzle usually gives several marks at once. An unsolved one gives nothing and eats minutes. So use a four-minute rule: if the arrangement has not started settling within about four minutes, leave it. Choose puzzles with direct clues ("C sits third to the right of E") over those built on negatives ("B does not live on an even floor").
Accuracy and negative marking
A wrong answer costs one-fourth of that question's marks. With five options, a blind guess gains nothing on average. Guessing starts to pay only when you can genuinely rule out two or more options. The arithmetic is laid out in the negative marking guide.
Two rules follow:
- Never guess answers to a puzzle you have not solved. One wrong assumption makes all its questions wrong together.
- Aim for accuracy above 90% in mocks before trying to raise attempts.
A worked example: where the next marks come from
Suppose an aspirant's average over ten mocks is:
- English: 21 attempted, 18 right, 3 wrong
- Quant: 20 attempted, 17 right, 3 wrong
- Reasoning: 22 attempted, 19 right, 3 wrong
Scores, using the per-question marks above:
- English: 18 − (3 × 0.25) = 17.25
- Quant: 17 × 6/7 = 14.57, minus 3 × 3/14 = 0.64, gives 13.93
- Reasoning: 19 × 8/7 = 21.71, minus 3 × 2/7 = 0.86, gives 20.86
- Total: 52.04
Now compare two fixes. Cutting out two careless wrong answers in reasoning (19 right, 1 wrong) raises reasoning to 21.43, a gain of about 0.57. Solving one more five-question puzzle correctly adds 5 × 8/7 ≈ 5.71. Both help, but the second is ten times larger. For this aspirant, puzzle speed is where the next five marks are.
Sectional cut-offs
You must usually clear every section's cut-off as well as the overall one. A very high reasoning score cannot rescue an English score one mark short. So the order of priorities is:
- Clear the cut-off in your weakest section with a safe margin.
- Then push your strongest section for the overall score.
How to find and protect that weakest section is in sectional cut-offs.
When a section feels hard
Every aspirant meets a section that looks harder than the mocks. Remember that it is hard for everyone in that shift, and scores may be normalised. Do not panic-attempt. Go back to the three piles, find the sure questions, and protect accuracy. A calm 15 in a hard section is often worth more than a frantic 18 with five wrong answers.
Set your own targets
After ten full mocks, fill this in:
| Section | Average attempts | Accuracy | Score | Target attempts for the exam |
|---|---|---|---|---|
| English | ||||
| Quant | ||||
| Reasoning |
Targets from your own mocks are worth more than "good attempts" figures on social media, which depend on shift, difficulty and who is posting.
What to do next
- Take three sectional tests this week using the minute plans above.
- After each, sort every question into sure, slow and messy.
- Apply the four-minute rule to puzzles in every mock.
- Fill the target table after your tenth mock, and review it every two weeks.
A note on dates and numbers. Exam patterns, vacancies and schedules change from year to year. Always confirm the current details in the latest notification on the Institute of Banking Personnel Selection website .
Get the next IBPS PO guide by email
New guides every week. No spam, unsubscribe any time.