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Quadratic equations for IBPS Clerk

Two equations, one in x and one in y, and you decide the relation between x and y. Quadratic comparison is fast marks once you factorise quickly. The splitting method and why it works, the sign rule, the comparison rule, five worked examples and seven practice questions.

26 Sept 2026 7 min read

In this guide
  1. The answer options
  2. Step 1: factorise by splitting the middle term
  3. The sign rule
  4. Step 2: compare every pair
  5. Worked examples
  6. Common mistakes
  7. Practice
  8. What to do next

In this format you get two equations, usually one in x and one in y. You solve both and decide how x and y compare. The algebra is Class 10 level. The marks are lost in two places: slow factorising, and comparing only some of the roots instead of all of them.

Quadratic comparison has appeared in clerk papers as a small block of questions, more often in the mains than the prelims. Each question can be done in about 30 seconds with practice, which makes it a good block to master even if it carries only a few marks.

The answer options

The options are nearly always these five:

  1. x > y
  2. x < y
  3. x ≥ y
  4. x ≤ y
  5. x = y, or no relation can be established

Your task is to find which statement is true for every pair of an x-root with a y-root.

Step 1: factorise by splitting the middle term

For x² + bx + c = 0, find two numbers that multiply to c and add to b.

  • x² − 11x + 30 = 0: numbers −5 and −6 (product 30, sum −11). So (x − 5)(x − 6) = 0 and x = 5 or 6.

For ax² + bx + c = 0, find two numbers that multiply to a × c and add to b.

  • 2x² − 9x + 10 = 0: a × c = 20. Numbers −4 and −5. Split: 2x² − 4x − 5x + 10 = 2x(x − 2) − 5(x − 2) = (2x − 5)(x − 2). So x = 2 or 5/2.

The fast way to read the roots

Once you have the two numbers p and q, the roots are −p ÷ a and −q ÷ a. Flip the signs and divide by a. For 2x² − 9x + 10 = 0, the numbers are −4 and −5, so the roots are 4/2 = 2 and 5/2 = 2.5. No need to write the factors.

Why it works: if p + q = b and pq = ac, then ax² + bx + c = (1/a)(ax + p)(ax + q). Setting each bracket to zero gives x = −p/a and x = −q/a. You can check it by expanding: (ax + p)(ax + q) = a²x² + a(p + q)x + pq = a(ax² + bx + c).

The sign rule

The signs of b and c tell you the signs of the roots before you factorise. This is useful for spotting "no relation" answers early.

Signs of b and cSigns of the roots
b +, c +Both negative
b −, c +Both positive
b +, c −One positive, one negative; the larger in size is negative
b −, c −One positive, one negative; the larger in size is positive

Why it works: for ax² + bx + c = 0 with a positive, the sum of the roots is −b/a and the product is c/a. A positive product means both roots have the same sign, and the sum then tells you which sign. A negative product means the roots have opposite signs.

Step 2: compare every pair

List both x-roots and both y-roots, then check each of the four pairings. A number line helps.

What you findAnswer
Every x greater than every yx > y
Every x less than every yx < y
Every x greater than or equal to every y, with at least one equal pairx ≥ y
Every x less than or equal to every y, with at least one equal pairx ≤ y
Some pairs one way, some the otherNo relation

A quick test: compare the smallest x with the largest y, and the largest x with the smallest y. If smallest x ≥ largest y, then x ≥ y (strictly greater if no equality). If largest x ≤ smallest y, then x ≤ y. Otherwise there is no relation.

Worked examples

Example 1. I. x² − 11x + 30 = 0 · II. y² − 7y + 12 = 0

  1. x: numbers −5, −6, so x = 5, 6.
  2. y: numbers −3, −4, so y = 3, 4.
  3. Smallest x (5) is greater than largest y (4). x > y.

Example 2. I. 2x² + 11x + 15 = 0 · II. y² + 5y + 6 = 0

  1. x: a × c = 30, numbers 5 and 6. Roots −5/2 and −6/2, so x = −2.5, −3.
  2. y: numbers 2 and 3, so y = −2, −3.
  3. Pairs: x = −2.5 is less than y = −2 but greater than y = −3. No relation can be established.

This is the classic trap. The roots look close and many candidates mark x ≤ y without checking −2.5 against −3.

Example 3. I. 3x² − 10x + 8 = 0 · II. y² − 5y + 6 = 0

  1. x: a × c = 24, numbers −4 and −6. Roots 4/3 and 6/3, so x = 1.33, 2.
  2. y: numbers −2, −3, so y = 2, 3.
  3. Largest x (2) equals smallest y (2). Every other pair has x smaller. x ≤ y.

Example 4. I. x² = 81 · II. y² + 21y + 110 = 0

  1. x² = 81 gives x = 9 or −9. Never drop the negative root.
  2. y: numbers 10 and 11, so y = −10, −11.
  3. Even the smaller x (−9) is greater than the larger y (−10). x > y.

A ± root does not automatically mean "no relation". Check it.

Example 5. I. 6x² − 5x + 1 = 0 · II. 12y² − 7y + 1 = 0

  1. x: a × c = 6, numbers −2 and −3. Roots 2/6 and 3/6, so x = 1/3, 1/2.
  2. y: a × c = 12, numbers −3 and −4. Roots 3/12 and 4/12, so y = 1/4, 1/3.
  3. Smallest x (1/3) equals largest y (1/3). x ≥ y.

Common mistakes

  • Taking only the positive root of x² = 81 or y² = 49.
  • Comparing only the "first" root of each equation.
  • Forgetting to divide by a when a is not 1.
  • Marking x > y when one pair is equal (that is x ≥ y).
  • Copying a sign wrongly. Check with the sign rule: if b and c are both positive, both roots must be negative.

Practice

Aim for 30 seconds each.

  1. I. x² − 13x + 42 = 0 · II. y² − 15y + 56 = 0
  2. I. x² + 12x + 35 = 0 · II. y² + 7y + 12 = 0
  3. I. 2x² − 9x + 10 = 0 · II. y² − 4y + 4 = 0
  4. I. x² = 64 · II. y² − 17y + 72 = 0
  5. I. 3x² + 11x + 10 = 0 · II. y² + 3y + 2 = 0
  6. I. x² − x − 12 = 0 · II. y² + 7y + 12 = 0
  7. I. 4x² − 12x + 9 = 0 · II. y² − 5y + 6 = 0

Answers:

  1. x ≤ y. x = 6, 7; y = 7, 8. Largest x equals smallest y.
  2. x < y. x = −5, −7; y = −3, −4. Largest x (−5) is below smallest y (−4).
  3. x ≥ y. x = 2, 2.5; y = 2 (repeated). Smallest x equals y.
  4. x ≤ y. x = 8, −8; y = 8, 9. Largest x equals smallest y.
  5. No relation. x = −5/3, −2; y = −1, −2. x = −1.67 is above y = −2 but below y = −1.
  6. x ≥ y. x² − x − 12 = (x − 4)(x + 3), so x = 4, −3; y = −3, −4. Smallest x equals largest y.
  7. x < y. 4x² − 12x + 9 = (2x − 3)², so x = 1.5; y = 2, 3.

What to do next

  • Factorise 20 quadratics a day for a week, writing only the roots.
  • Practise the sign rule until you can predict root signs before solving.
  • Use the smallest-x and largest-y test on every question until it is automatic.
  • Pair this with inequalities in reasoning, which uses the same comparison logic, and see the numerical ability plan for where quadratics fit in your weeks.

A note on dates and numbers. Exam patterns, vacancies and schedules change from year to year. Always confirm the current details in the latest notification on the Institute of Banking Personnel Selection website .

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