In this guide
This is the page to open ten minutes before a mock. It does not teach the topics from scratch. It lists the values and formulas that Quant questions in LIC AAO lean on, each with a quick example so you can check that you still remember how to use it. In a 20-minute prelims section with 35 questions, you have about 34 seconds a question. Anything you have to derive in the hall is time you do not have.
Fraction and percentage values
| Fraction | Per cent | Fraction | Per cent |
|---|---|---|---|
| 1/2 | 50% | 1/9 | 11.11% |
| 1/3 | 33.33% | 1/11 | 9.09% |
| 1/4 | 25% | 1/12 | 8.33% |
| 1/5 | 20% | 1/15 | 6.67% |
| 1/6 | 16.67% | 1/16 | 6.25% |
| 1/7 | 14.29% | 1/20 | 5% |
| 1/8 | 12.5% | 3/8 | 37.5% |
| 5/8 | 62.5% | 7/8 | 87.5% |
Check: 35 is what per cent of 280? 35/280 = 1/8 = 12.5%.
Squares and cubes
| n | n² | n | n² | n | n³ |
|---|---|---|---|---|---|
| 13 | 169 | 21 | 441 | 6 | 216 |
| 14 | 196 | 22 | 484 | 7 | 343 |
| 15 | 225 | 23 | 529 | 8 | 512 |
| 16 | 256 | 24 | 576 | 9 | 729 |
| 17 | 289 | 25 | 625 | 11 | 1,331 |
| 18 | 324 | 27 | 729 | 12 | 1,728 |
| 19 | 361 | 29 | 841 | 13 | 2,197 |
Simplification questions often hide these values. √576 = 24 and ∛1,728 = 12 should be recognition, not calculation.
Percentages
- Change = (new − old) ÷ old × 100. The base is always the old value.
- Successive changes of a% and b%: net = a + b + ab/100. Use negative signs for decreases.
- Successive discounts of a% and b%: net discount = a + b − ab/100.
Check: a price rises 20% and then falls 20%. Net = 20 − 20 + (20 × −20)/100 = −4%, a 4% fall.
Profit, loss and discount
- Profit and loss per cent are on the cost price. Discount per cent is on the marked price.
- SP = CP × (100 + profit%)/100.
- Two items sold at the same SP, one at x% profit and one at x% loss: always a loss of x²/100 per cent.
Check: marked price ₹800, discount 15%, cost ₹544. SP = 800 × 0.85 = ₹680. Profit = 136, and 136/544 = 25%.
Interest
- SI = P × R × T / 100.
- Amount under CI = P(1 + R/100)ⁿ.
- CI − SI for 2 years = P(R/100)².
- Half-yearly compounding: halve the rate, double the number of periods.
Check: on ₹10,000 at 10% for 2 years, CI − SI = 10,000 × (0.1)² = ₹100.
Ratio, average, partnership and mixtures
- When combining A : B and B : C, make the common term equal first.
- Total = average × count. A new member changes the average by (their value − old average) ÷ new count.
- Profit in a partnership is shared in the ratio of capital × time.
- Alligation: cheaper : dearer = (dearer price − mean price) : (mean price − cheaper price).
Check: A invests ₹40,000 for 12 months and B ₹60,000 for 6 months. Ratio = 4,80,000 : 3,60,000 = 4 : 3.
Time, work and speed
- Take the LCM of the days as total work. Each person's daily work = total ÷ their days. A pipe that empties counts as negative work.
- km/h × 5/18 = m/s. So 72 km/h = 20 m/s.
- Average speed over equal distances = 2ab/(a + b).
- Train passing a pole covers its own length; passing a platform covers train + platform.
- Boats: downstream = b + s, upstream = b − s. So b = (down + up)/2 and s = (down − up)/2.
Check: A takes 12 days, B 24 days. Work = 24 units; A does 2 a day, B 1. Together 3 a day, so 8 days.
Probability and counting
- P(not A) = 1 − P(A).
- nPr = n!/(n − r)!; nCr = n!/(r!(n − r)!).
- Two dice: 36 outcomes. Sum 7 comes 6 ways, so P = 1/6.
- One card from 52: 4 suits of 13, 12 face cards.
Check: choosing 2 of 5 people gives 5C2 = 10 ways.
Quadratic comparisons
Solve both equations, list all four roots, and compare every x with every y. If even one pair breaks a relation, choose "relation cannot be established".
Check: x² − 7x + 12 = 0 gives 3, 4. y² − 9y + 20 = 0 gives 4, 5. Pairs: 3 < 4, 3 < 5, 4 = 4, 4 < 5. So x ≤ y.
DI habits
- Read the title, units and headings before the questions.
- Compute shared totals once and write them down.
- Compare fractions by cross-multiplying.
- Percentage change uses the old value; share uses the total.
- Leave a slow set after two minutes and come back later.
Timing guide
| Section | Suggested order |
|---|---|
| Prelims Quant, 20 minutes | Simplification → number series → quadratics → one DI set → arithmetic word problems |
| Mains DI, 40 minutes | Two-minute scan → cleanest sets → medium sets → stand-alone questions → fill every blank if there is no negative marking |
Ten-question self-test
- A value rises 20% then falls 20%. Net change?
- CI − SI on ₹10,000 at 10% for 2 years?
- Two items sell for ₹1,200 each, one at 20% profit and one at 20% loss. Overall?
- Average speed for equal distances at 40 km/h and 60 km/h?
- A takes 12 days, B 24 days. Together?
- Probability of a sum of 7 with two dice?
- 5C2?
- 72 km/h in m/s?
- Compare x and y: x² − 7x + 12 = 0, y² − 9y + 20 = 0.
- Marked price ₹800, 15% discount, cost ₹544. Profit per cent?
Answers
- 4% decrease. 20 − 20 − 400/100.
- ₹100. 10,000 × 0.01.
- 4% loss. 20²/100. In rupees: CPs are 1,000 and 1,500, total 2,500; SP total 2,400; loss 100 = 4%.
- 48 km/h. 2 × 40 × 60 ÷ 100.
- 8 days.
- 1/6.
- 10.
- 20 m/s.
- x ≤ y.
- 25%.
What to do next
- Take this self-test cold. Any wrong answer marks a topic to revise today.
- Revise the full method for weak topics: profit and loss and simple and compound interest.
- For the mains, pair this sheet with the Data Analysis & Interpretation plan.
A note on dates and numbers. Exam patterns, vacancies and schedules change from year to year. Always confirm the current details in the latest notification on the Life Insurance Corporation of India website .
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